Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk
Credit Card to Build Credit
For all credit levels, from poor to excellent
100% certainty with no impact to your credit rating
Up to £1,500 starting credit limit
Representative 39.9% APR
It's quick, free and easy to use

The perks of having thimbl.® in your wallet

Mobile app
Manage your account from your smartphone or online
24/7 Fraud Watch
Don’t get caught short by fraud on your card
Help credit rating
Start improving your credit rating today*
No impact on your credit rating
How do we check your chances before applying?

We perform a pre-application check with a credit reference agency before you apply for a thimbl. card. You’ll be able to see this check on your credit file, but rest assured, nobody else will, meaning there's no impact on your credit rating.

We believe our customers deserve the best service, so we are providing you with a simple, easy process, plus it’s completely free to use.

Grab a coffee and check your chances today
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Let us see if we can help
Not sure if thimbl.® is the right choice for you?

If you’re looking for a credit card that is simple and straightforward, then let us see if we can help. The ability to manage your credit card via the mobile app gives you full control of your account, whenever, wherever you are.

Need a little more help with your decision? Take a look at our latest FAQs on credit cards and more below.

View FAQs
Improve your credit rating
thimbl.® helps to build up and improve your credit rating

Your credit rating can influence your life more than you know it, building up a good credit rating can be difficult.

If you’re looking to improve your credit rating, one way to do this is to take out a credit card and ensure you meet at least the minimum repayments every month and stay within your credit limit. This could start to improve your credit rating, but remember, not meeting those repayments or going over your credit limit could have a negative impact on it.

Build a better credit rating with thimbl.
Get Started
Why choose a thimbl.® credit card
Keep track of your account
Managing your account online is the easiest and safest way to keep track of everything to do with your new thimbl. credit card.
Extra cardholder
To help simplify your household finances, you could be eligible to get extra credit cards. Please remember, you would be responsible for all transactions and repayments.
Manageable starting limit
An initial credit limit of between £150 and £1,500, with a chance to grow your credit limit up to £5,000.
Take a look at some frequently asked questions