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Find out if you’ll be accepted before you apply for your thimbl.® credit card
For all credit levels, from poor to excellent
100% certainty with no impact to your credit rating
Up to £1,000 starting credit limit
Representative 39.9% APR
(variable)
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It's quick, free and easy to use
Use Express Check to see if you're eligible before applying
  • 100% certainty before you apply
  • Find out in 60 seconds
  • Checking won’t affect your credit score

Our Express Check tool

Your details are secure - we do not store your details until you’ve submitted this form. We need your details so that we can check your eligibility through Express Check, a ‘soft’ credit search will be performed, which doesn't affect your credit score.

Personal details By providing us with your personal details, you are confirming that you have read our privacy policy and that you agree with our terms and conditions.
Mr
Mrs
Miss
Ms

100% confidential. We will never contact you without your consent.

Sorry about this, but you must be 18 or older to have credit in the UK. If you are over 18 then just correct your date of birth, please.

We need this to make sure you’re over 18 years old, as this is the minimum age to apply for a thimbl. credit card.

Single
Married
Divorced
Other
Your residential status We need to make sure you have permanent residence in the UK. These details are secure and will only be used to complete your Express Check.
Homeowner
Tenant Furnished
Tenant Unfurnished
Living with parents
Council tenant
Joint Ownership
Find address
Up to
1 year
1 year
2 years
3 years
4 years
Over
5 years
Employment & Finance To check if you’re eligible for a thimbl. credit card we need to review your finances to check your affordability.
Full Time
Part Time
Self-employed
Homemaker
Student
Not currently
employed
Retired
On benefits
Please include your monthly income after taxes (Add up all your salary, benefits, investments, pension you will receive in an average month)

Don’t worry - your details are private - nobody will be informed. We just need to ensure you have regular income.

(calculated from your monthly income)
Just include the amount you contribute.
Please include any other monthly extras you pay for (e.g. bills, travel, food, clothes and childcare).

You don't need to include other credit (e.g. loans, credit cards or car finance).

Need some help in breaking down your outgoings?
Back to total other monthly outgoings
Council tax, water, electricity, gas, internet, phone, TV, insurance. Don't include other credit payments (e.g. loans, credit cards or car finance).
Fuel, buses and trains.
Your food and non-alcoholic drinks shopping
Don’t include takeaways or meals out.
Clothing for you and your dependants (including school uniforms), toiletries and medical costs (e.g. prescriptions).
Anything else essential that you pay for each month (e.g. school fees or childcare).
Your total other monthly outgoings.
£0
This includes children or family members who you support
None
1
2
3
4
5+
NO
YES
You understand that we will carry out a soft search of your credit file to verify your details and check your eligibility for the thimbl. credit card. We will then pass your details to Vanquis who will perform an Express Check, please read their terms and conditions and privacy policy. Vanquis will supply your personal details to credit reference agencies to do a pre-application check of your credit file. Only you will be able to see this check so it won’t impact your credit score.
The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money laundering and to verify your identity. If fraud is detected, you could be refused certain services, finance or employment.
We’d like to stay in contact with you (using the details you have provided) to make sure you find the product or service you have asked us to help you find and to tell you about our similar products and services. Untick this box if you don’t want us to do this
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No impact to your credit rating
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* To build your credit rating and to be considered for credit limit increases, use your card sensibly, stay within your credit limit and pay at least your monthly minimum payment on time. Not doing so could harm your credit rating and make obtaining credit more difficult.

The thimbl. credit card is issued by Vanquis Bank Limited. Digitonomy Limited (trading as thimbl.) is a credit broker not a lender, and provides its services to Vanquis on an exclusive basis in respect of the thimbl. credit card. Digitonomy is paid commission from Vanquis for these services. Digitonomy’s registered office is: Steam Mill Business Centre, Steam Mill Street, Chester, Cheshire, CH3 5AN. Registered in England and Wales, under company number 08385135. Digitonomy is authorised and regulated by the Financial Conduct Authority, and is entered on the Financial Services Register under reference number 690249. Licenced by the Information Commissioners Office, (registration number ZA007309).

Vanquis Bank can be contacted at its registered office, which is at No. 1 Godwin Street, Bradford, West Yorkshire BD1 2SU. Registered number 02558509 England. VAT number 180555952. Vanquis Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 221156).

All rates are variable after their applicable introductory period. If no introductory period applies the rate(s) is/are variable from the date of the agreement. All applicants must be aged 18 or over and resident in the UK. Credit is available subject to status and conditions.

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