Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk
Credit card.

Credit Card - Online Credit Card Application

Going through the process of applying for a new credit card has changed over the years. Historically, it required in-person meetings with a bank with you bringing hard copies of the relevant documentation. Today online applications are becoming more commonplace.

Find out more about how to apply for a credit card online, what the process entails and the key benefits of an online credit card application.
Check my eligibility

39.9% APR Representative (variable)

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Questions
Is an express check binding?

No. After completing an express check, there is no obligation to continue with your application for a thimbl. credit card. This stage of the process simply establishes whether you are eligible.

What happens in the event of non-repayment?

You must make the missed payment before your next month’s payment is due. If you don’t and you also miss your next payment, your account will be reported to the external credit bureau as 2 payments in arrears.

Furthermore, non-repayment impacts your credit score negatively and incurs a £12 late fee.

If you struggle to keep up with repayments, you can seek free financial advice from any of the following: Visit moneyhelper.org.uk, for free, unbiased access to money tools, information, and advice or you can phone on 0800 138 7777.

Visit stepchange.org which is a debt charity offering free debt advice in the UK via the website or UK phone on 0800 138 1111.

nationaldebtline.org can also help if you live in England, Wales or Scotland phone 0808 808 4000 or visit the National Debt Line website above for debt advice and information.

Can I trust thimbl.?

thimbl. is rated ‘Excellent’ on Trust Pilot by our customers, and we offer great customer services through the emergency helpline.

Can my credit limit change?

Depending on your spending, repayment habits and credit score, over time you are able to be considered for an increased credit limit on your thimbl. credit cards. We offer an initial credit limit of £1,000, with the potential for increases to a credit limit of £4,000 over time.

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