Over 150,000 customers so far
For all credit scores
Check eligibility with no credit score impact
Over 150,000 customers so far
For all credit scores
Check eligibility with no credit score impact
For all credit scores
Over 150,000 customers so far
Check eligibility with no credit score impact
Make your next credit card thimbl.
Whether you are looking to build your credit profile or plan on using a card to make everyday purchases, you can check your eligibility in 60 seconds with no impact to your credit score.
29.5% APR Representative (variable)
Subject to affordability
thimbl. is a trading style of Digitonomy Limited which is a credit broker not a lender.
Any credit that is obtained as a result of an application will be provided by Vanquis Bank Limited.
A highly rated mobile app
Check your balance anywhere with your secure login that has your credit limit and transactions all in one place!
Contactless payments
Simply tap and go.
Pay for anything up to £100 in just seconds
Rated excellent on TrustPilot
We’re currently rated Excellent on TrustPilot by thimbl. customers!
29.5% APR Representative (variable)
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Frequently asked
questions
If you've got a question, you may just find the answer you're looking for here. If not, please visit our contact us page and get in touch.
How is a credit builder card different from other credit cards?
How do I know whether I’ll be accepted?
What is the APR?
How long will it take to improve my credit score?
How can I check my credit score?
If you are struggling to make repayments, you can visit moneyhelper.org.uk for free financial advice. Likewise, www.gov.uk/pay-off-debts may help if you would like to find out what options are available if you cannot pay your debts.
* To build your credit rating and to be considered for credit limit increases, use your card sensibly, stay within your credit limit and pay at least your monthly minimum payment on time. Not doing so could harm your credit rating and make obtaining credit more difficult.
** Under section 75 of the consumer credit act 1974 credit card purchases over £100 are protected in some circumstances.
The thimbl. credit card and the thimbl. Loan are issued by Vanquis Bank Limited. Digitonomy Limited (trading as thimbl.) is a credit broker not a lender, and provides its services to Vanquis on an exclusive basis in respect of each of these products. Digitonomy is paid commission from Vanquis for these services. If Vanquis are unable to provide you with one of these products, Digitonomy will try to find you an alternative product and will receive commission from the provider of that product if you enter into an agreement for it. Digitonomy's registered office is: Steam Mill Business Centre, Steam Mill Street, Chester, Cheshire, CH3 5AN. Registered in England and Wales, under company number 08385135. Digitonomy is authorised and regulated by the Financial Conduct Authority, and is entered on the Financial Services Register under reference number 690249. Licenced by the Information Commissioners Office, (registration number ZA007309).
Vanquis Bank can be contacted at its registered office, which is at No. 1 Godwin Street, Bradford, West Yorkshire BD1 2SU. Registered number 02558509 England. VAT number 180555952. Vanquis Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 221156).
All rates are variable after their applicable introductory period. If no introductory period applies the rate(s) is/are variable from the date of the agreement. All applicants must be aged 18 or over and resident in the UK. Credit is available subject to status and conditions.
