
Apply for a Credit Card
Find out if you’re eligible before you apply for your thimbl. credit card.Our online credit card application is fast and easy. And you can even check your eligibility before you complete your credit card application, without impacting your credit score.
29.5% APR Representative (variable)

Find out if you’re eligible before you apply for your thimbl. credit card.
Our online credit card application is fast and easy. And you can even check your eligibility before you complete your credit card application, without impacting your credit score.
How do I know if I’m eligible to apply for a credit card?
There are many different credit cards available but it’s important to find the right one to meet your needs. If you have a poor credit score, or perhaps don’t have a credit history at all, it can make it more difficult to get accepted. Therefore, it’s worth doing some research before submitting a credit card application.
If you find the right provider, it is possible to apply for a credit card, even if you have a bad credit score, no credit history, or have been turned down for credit elsewhere. You may still be eligible for credit card if you are:
- Resident in the UK
- Aged 18 or over
- In work with a regular income
- A holder of a bank account with a debit card
- Able to afford repayments
- Not bankrupt
What is thimbl.?
thimbl. is a credit card that can help you build your credit file as part of your wider credit health, if used sensibly, with more than the minimum repayments being paid back on time.
If your credit card application is successful, you can use thimbl. just like any other credit card. It’s accepted in store or online at almost all major retailers. The only difference is that it’s specifically designed for people who may need help building their credit history.
There are many things that can affect your credit score. But using a credit card responsibly and making more than the minimum repayment each month can be one thing you can do to help you build yours.
thimbl. can give you an initial credit limit of up to £1,500 depending on your circumstances. The limit can grow over time if you manage your account well.
It’s important to stay on top of all your other accounts and credit obligations. You must ensure you make payments on time to avoid damage to your credit history.
The perks of having thimbl.® in your wallet

Get all this with thimbl.
- Tap and go - Quick and easy contactless payments up to £100
- Build credit over time - A starting limit up to £1,500 and a chance to grow it to £5,000
- Secure banking app - Manage your credit card online, wherever and whenever you like, with the free mobile app
- Apply with confidence - Use our free 60-second eligibility checker before you complete your full credit card application
- A trusted service - Rated Excellent on Trustpilot
- For all credit levels, from poor to excellent
- Checking won’t affect your credit rating
- 29.5% APR Representative (variable)
Apply for a credit card the easy way with thimbl.
At thimbl. we like to keep things simple. We have an easy two-step process to apply online for a credit card:
At thimbl. we like to keep things simple. We have an easy two-step process to apply online for a credit card:
This will tell you whether you’re eligible before you apply for a credit card, without affecting your credit file. You’ll need:
- Your personal information
- Your contact details
- Your residential status, address and how long you’ve lived there - o You will need to provide your address information for the past 3 years
- Your own current monthly income and your total household monthly income
- How much you contribute to the mortgage or rent, and your other essential monthly outgoings
If you pass the initial eligibility check, you will need to provide additional information to complete the full credit card application with confidence as we’ve already helped 1000s of happy UK customers.
- Submit your credit card application
All that’s left to do is to read the important information regarding your credit card application, and if you’re happy, once you have passed a full credit check, and you have been successful you will be asked to sign to confirm your Credit Agreement. Once you have signed your Credit Agreement, your new thimbl. card could be with you in as little as 10-days.
Do I have to apply for a credit card if I check my eligibility?
No, if you complete our eligibility checker there is no obligation to submit an online credit card application. And using the checker has no impact on your credit file. So, you can check your eligibility worry-free.
Being eligible doesn’t guarantee you’ll be accepted if you apply for a credit card. Once you have completed an eligibility check, you will be asked to provide additional information and pass a full credit check, you could still be declined following these additional checks or you could be asked to provide evidence of your financial status.
Learn More About thimbl. by Reading Our Frequently Asked Questions
Still not sure? Learn more by reading our Frequently Asked Questions section below.
Quick links
The perks of having thimbl.® in your wallet

Quick links