Joe Lytwyn

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Joe Lytwyn

Head of Partnerships

Responsible for the commercial and general management of the card program.

Time in finance: 7.5+ years

Joe Lytwyn – Head of Partnerships

Joe is the Senior Partnerships Manager for thimbl. and has over 7 and a half years’ experience in the financial industry. His current role involves working with our partners on product and journey development, and the commercial and general management of our card program.

Joe has extensive knowledge in the financial world, especially in the loans division, having worked at Vanquis Banking Group for 6 years. Joe also has a great understanding of customer marketing and engagement.

Fun facts: While travelling across America in 2010, Joe visited Juarez in Mexico, which was the 'most dangerous peacetime city in the world' at the time!

Joe's thimbl. Contributions

5 Considerations Before Picking a Credit Card

Can a Credit Card Affect your Mortgage?

Credit Card Partnership with Vanquis

When Do Credit Cards Report to the Credit Bureaus?

How to Save Money on Food Shopping

Wedding Money Saving Tips

Is All-Inclusive Worth It, and Can You Save With All Inclusive Holidays?

Budgeting and Money Saving Tips

The Cheapest Places to Rent in the UK

Holiday Money Saving Tips

Choosing the Best Credit Cards in 2024

Contributions from Joe Lytwyn in publications, news and the press.

Warning about six red flag hotel scam signs ahead of summer holidays - Wales Online, 03/07/23
30 ways you’re wasting money on holiday – and what to do instead, according to experts - Inews.co.uk, 21/07/23
These 12 travel mistakes are costing Brits £100s (how to not get caught out) - Yahoo Finance, 28/07/23
These 12 travel mistakes are costing Brits £100s (how to not get caught out) - SomersetLive, 17/10/23
Money-saving expert reveals whether it’s really cheaper to bulk buy food - Metro, 13/04/23

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Managing Director, thimbl.

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45.5% APR Representative (variable)

* To build your credit rating and to be considered for credit limit increases, use your card sensibly, stay within your credit limit and pay at least your monthly minimum payment on time. Not doing so could harm your credit rating and make obtaining credit more difficult.

** Under section 75 of the consumer credit act 1974 credit card purchases over £100 are protected in some circumstances.

The thimbl. credit card and the thimbl. Loan are issued by Vanquis Bank Limited. Digitonomy Limited (trading as thimbl.) is a credit broker not a lender, and provides its services to Vanquis on an exclusive basis in respect of each of these products. Digitonomy is paid commission from Vanquis for these services. If Vanquis are unable to provide you with one of these products, Digitonomy will try to find you an alternative product and will receive commission from the provider of that product if you enter into an agreement for it. Digitonomy's registered office is: Steam Mill Business Centre, Steam Mill Street, Chester, Cheshire, CH3 5AN. Registered in England and Wales, under company number 08385135. Digitonomy is authorised and regulated by the Financial Conduct Authority, and is entered on the Financial Services Register under reference number 690249. Licenced by the Information Commissioners Office, (registration number ZA007309).

Vanquis Bank can be contacted at its registered office, which is at No. 1 Godwin Street, Bradford, West Yorkshire BD1 2SU. Registered number 02558509 England. VAT number 180555952. Vanquis Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 221156).

All rates are variable after their applicable introductory period. If no introductory period applies the rate(s) is/are variable from the date of the agreement. All applicants must be aged 18 or over and resident in the UK. Credit is available subject to status and conditions.