Fact Checked | thimbl.

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thimbl's fact-checking process: Why you can trust us

Make your decisions from reliable information

The thimbl. fact checking process

Our customers are at the heart of everything we do.

We want all of our customers – both old and new – to experience excellent service and have the smoothest possible journey.

The content we publish has been carefully created to both engage and educate. We aim to boost financial confidence, and hope to do this by ensuring the information we provide is precise, up to date, free, and accessible for everyone.

Each published piece has gone through a lengthy approval process to guarantee the very highest level of accuracy and authenticity.

Our checking process

We have an in-house Legal Team, who continually monitor and implement the latest regulatory changes.

Our information is regularly refreshed against current industry standards.

All of our team complete annual Treating Customers Fairly, Financial Compliance, and Consumer Duty training.

Our team have over 120 years’ worth of combined experience in the financial industry.

We are proud to work alongside reputable lenders Vanquis Bank, with whom we have regular communication.

We are dedicated to looking after our customers, thats why we have partnered up with StepChange.

Meet our other experts

Paul Wilson

Managing Director - thimbl.

Antony Valente

Head of Marketing - thimbl.

Joe Lytwyn

Senior Partnerships Manager

Alex Kosuth-Phillips

Financial Compliance Expert

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45.5% APR Representative (variable)

* To build your credit rating and to be considered for credit limit increases, use your card sensibly, stay within your credit limit and pay at least your monthly minimum payment on time. Not doing so could harm your credit rating and make obtaining credit more difficult.

** Under section 75 of the consumer credit act 1974 credit card purchases over £100 are protected in some circumstances.

The thimbl. credit card and the thimbl. Loan are issued by Vanquis Bank Limited. Digitonomy Limited (trading as thimbl.) is a credit broker not a lender, and provides its services to Vanquis on an exclusive basis in respect of each of these products. Digitonomy is paid commission from Vanquis for these services. If Vanquis are unable to provide you with one of these products, Digitonomy will try to find you an alternative product and will receive commission from the provider of that product if you enter into an agreement for it. Digitonomy's registered office is: Steam Mill Business Centre, Steam Mill Street, Chester, Cheshire, CH3 5AN. Registered in England and Wales, under company number 08385135. Digitonomy is authorised and regulated by the Financial Conduct Authority, and is entered on the Financial Services Register under reference number 690249. Licenced by the Information Commissioners Office, (registration number ZA007309).

Vanquis Bank can be contacted at its registered office, which is at No. 1 Godwin Street, Bradford, West Yorkshire BD1 2SU. Registered number 02558509 England. VAT number 180555952. Vanquis Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 221156).

All rates are variable after their applicable introductory period. If no introductory period applies the rate(s) is/are variable from the date of the agreement. All applicants must be aged 18 or over and resident in the UK. Credit is available subject to status and conditions.