Credit Cards Knowledge Hub
Explore credit card basics and beyond in the thimbl credit card knowledge hub.
Discover everything you need to know about credit card statements - what they include, how to spot errors, why keeping them matters, and tips for timely repayments. Stay informed, avoid costly mistakes, and protect your finances.
Got your thimbl Credit Builder Credit Card? Learn how to manage it with ease, from activating your card to making payments. Get tips for boosting your credit score and avoiding fees, plus how to track your spending via the Zable app. Read more now!
Confused by credit card APRs? You’re not alone. This simple guide from thimbl explains what APR really means, what’s included, and how your credit score affects the rate you’re offered—without the jargon.
How many credit cards should you have? Is it a good idea to have multiple credit cards? Can you have multiple credit cards at the same time? All these questions and more answered in this article.
Thinking about withdrawing cash on your credit card? Learn why cash advances can damage your credit score, rack up fees, and cost more than you expect—plus smarter, cheaper alternatives to access money. Read the full guide now.
Understand how buy now, pay later works, its risks, and how it can affect your credit score. This guide explains fees, regulation changes, repayment pitfalls, and safer alternatives—helping you decide if BNPL is right for you.
Wondering what the average UK credit score is? Discover how scores vary across different credit agencies and what affects your rating. Plus get tips on improving your score and how to check it without harming your credit. Read more!
Learn how to check your credit report for free, spot and fix errors, and boost your credit score. This guide covers UK credit agencies, update cycles, dispute steps, and practical tips to strengthen your financial profile.
Curious about when you can get your first credit card in the UK? Whether you're a teenager, student, or just starting to build credit, this guide explains the age requirements, eligibility criteria, and smart ways to boost your credit score.
Discover how soft credit checks work, how they differ from hard searches, and why they won’t affect your score. This guide covers eligibility checks, credit file visibility, and Open Banking—helping you apply smarter and protect your credit profile.
Learn how minimum credit card payments work, why making them on time matters, and how to manage repayments wisely. Discover ways to reduce interest, improve your credit score, and what to do if you’re struggling financially.
Learn how balance transfer credit cards work, their benefits, fees, and risks. This guide explains promotional rates, credit score impact, and key considerations before applying - helping you to decide if a balance transfer card is a good option is right for you.
Find out if you can get a credit card while unemployed or on a low income. Learn about eligibility, income requirements, credit-building options, and key risks to consider before applying.
Unlock tips to boost your credit limit, understand key approval factors, and avoid costly pitfalls. Learn how to improve your chances, stay financially disciplined, and make smarter credit decisions before requesting an increase. Read more now.
Learn the essential do’s and don’ts of credit card management, avoid common mistakes that damage your credit score, and discover how the thimbl Credit Builder Credit Card can help strengthen your financial profile.
Discover how credit cards work - from borrowing limits and interest rates to repayment strategies. This guide offers clear insights into credit card usage, helping you manage finances responsibly and avoid common pitfalls.
