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thimbl. Resource Centre

Find all of our latest resources here. Covering the market, our products and insights.

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45.5% APR Representative (variable)

24th November, 2023

Holiday Money Saving Tips

Choosing the best credit card in 2023 requires careful consideration of your personal financial circumstances and your reason for wanting a credit card.

10 November, 2023

Cheapest Places to Rent in the UK

Are you ready for your next move? Looking for somewhere affordable to call home sweet home? thimbl. investigates the best places to rent in the UK.

19th October, 2023

How to Save Money

Are you looking for the best ways to save money? Need to find new ideas to help you budget? Our money saving blog is packed full of tips to try and help you cut costs.

29th September, 2023

Choosing the Best Credit Cards in 2023

Choosing the best credit card in 2023 requires careful consideration of your personal financial circumstances and your reason for wanting a credit card.

31st August, 2023

Are All Inclusive Holidays Worth It?

Is all-inclusive worth it? Can you save money by going all-inclusive? We put these common holiday related questions to the test. Click the link to find out more!

23rd August, 2023

How to save money on clothes

We look at ways to save money on clothes; from upcycling, vintage or sewing your own, we explore ways to make your money go further when clothes shopping!

23rd August, 2023

Wedding Budget Ideas

Are you planning for your wedding? Looking forward to your big day, but want to stay within a budget? Read our guide for some cost-saving wedding tips & ideas.

17th August, 2023

How to Save Money on Food Shopping?

Wondering about ways to try and save money on your food shop? We created the ultimate guide to help you become more efficient for your next supermarket trip!

1st November, 2022

When Do Credit Cards Report to the Bureaus?

We look at what might happen if a credit card provider reports you to a bureau and what may cause a credit card provider to report you.

20th October, 2022

thimbl Credit Card in Partnership with Vanquis Bank

This article looks at the partnership between thimbl. credit card and Vanquis bank and how our credit card works. Learn more about our products now!

20th October, 2022

How Do Credit Cards Work?

Have you ever wondered: ‘how does a credit card work?’ Read our full guide covering the process behind credit cards, interest rates, fees, statements & more!

19th October, 2022

Are Credit Cards Good for Credit Score?

Are credit cards good for your credit score? We look at ways you can utilise your card to try and improve your credit rating and if it’s possible to do this.

13th October, 2022

5 Considerations Before Picking a Credit Card

We look at the research tools available to consumers who may be considering a credit card and a few things to consider before doing so.

25th September, 2022

Will Credit Cards Close Automatically?

Do you have a credit card? Are you wondering if they’ll close automatically? This guide looks at if credit card accounts close and what the process is.

24th September, 2022

Will a Credit Card Affect your Mortgage?

Does having a credit card affect your mortgage? We look at some commonly asked questions regarding credit cards and mortgages designed for house buyers more.

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Questions

Where can I use my thimbl. credit card?

Nearly everywhere. Anywhere you see the Visa sign you can use your thimbl. credit card, both in the UK and abroad and online.

Can I manage my thimbl. account online?

Yes, you will be able to view your account balances, access your statements and pay your credit card bill online. You can also do all this from the Vanquis Bank mobile App, available for both Apple and Android.

What if other credit card providers have already turned me down?

Don’t worry, your credit history doesn’t necessarily mean you’ll get turned down. Applications are considered on an individual basis. You will still be considered if you’ve been turned down in the past.

* To build your credit rating and to be considered for credit limit increases, use your card sensibly, stay within your credit limit and pay at least your monthly minimum payment on time. Not doing so could harm your credit rating and make obtaining credit more difficult.

** Under section 75 of the consumer credit act 1974 credit card purchases over £100 are protected in some circumstances.

The thimbl. credit card and the thimbl. Loan are issued by Vanquis Bank Limited. Digitonomy Limited (trading as thimbl.) is a credit broker not a lender, and provides its services to Vanquis on an exclusive basis in respect of each of these products. Digitonomy is paid commission from Vanquis for these services. If Vanquis are unable to provide you with one of these products, Digitonomy will try to find you an alternative product and will receive commission from the provider of that product if you enter into an agreement for it. Digitonomy's registered office is: Steam Mill Business Centre, Steam Mill Street, Chester, Cheshire, CH3 5AN. Registered in England and Wales, under company number 08385135. Digitonomy is authorised and regulated by the Financial Conduct Authority, and is entered on the Financial Services Register under reference number 690249. Licenced by the Information Commissioners Office, (registration number ZA007309).

Vanquis Bank can be contacted at its registered office, which is at No. 1 Godwin Street, Bradford, West Yorkshire BD1 2SU. Registered number 02558509 England. VAT number 180555952. Vanquis Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 221156).

All rates are variable after their applicable introductory period. If no introductory period applies the rate(s) is/are variable from the date of the agreement. All applicants must be aged 18 or over and resident in the UK. Credit is available subject to status and conditions.