Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk
Credit card.
Frequently Asked Questions
Questions
Can I apply if I have a bad credit rating?

Even if you don’t have a perfect credit score, you may still be accepted for a thimbl. Credit Card - even if you have CCJ’s or defaults. Use our QuickCheck tool to see if you are eligible today and it won’t affect your credit rating.

What’s the credit limit?

A thimbl. Credit Card has an easy to manage credit limit from £200 - £1,500.

Borrow and spend responsibly.

If I’m accepted, when will I get my card?

From the day you’re accepted for a thimbl. Credit Card it takes 7- 10 days for your card to arrive.

Does ‘QuickCheck’ do a soft search or a hard search on my credit report?

Our QuickCheck tool will do a soft search which will show on your credit rating but only you will be able to see this, so your rating won’t be affected.

What is APR?

APR stands for Annual Percentage Rate and it is the amount of yearly interest you will pay on borrowed money.

What information will I need to check my eligibility?

We will ask you for your personal details and your current employment and residential status.